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Share Secured Loans

If you have little or no credit, a Share Secured Loan will help you create a healthy credit history.  It works just like a regular loan!

  • Your credit limit is based on your deposit.

  • Your deposit amount is held in your account as collateral

  • Secure any dollar amount from your available account balance

  • Low Interest rates

  • Regular on-time payments build or repair your credit history!

Certificate Secured Loans

You don’t have to pay early withdrawal penalties on your Term Certificate!  Instead of cashing in your Certificate before it matures, you can access your funds with a Certificate Secured Loan!

  • Minimum loan amount of $500

  • Borrow up to the entire amount of your certificate!

  • Low interest rates

  • Make on-time monthly payments to build credit while you watch your money grow.

  • Full access to your funds without early certificate redemption