We may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments, or other defaults
on your accounts may be reflected in your credit report. (Fair and Accurate Credit Transaction Act of 2003)
Resource Federal Credit Union Privacy Policy
Effective January 1, 2001
At Resource Federal Credit Union, your privacy is top priority. This notice describes how we protect the privacy of your personal information. Throughout this notice, the word "information" refers to personal information about you that may not be publicly available.
Information We Collect About You
We collect information about you from the following sources:
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Information we receive from you on applications and other forms. |
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Information about your transactions with us or others. |
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Information we receive from credit reporting agencies. |
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Information obtained when verifying the information you provide on an application or other forms. |
We may disclose all of the information that we collect, as described above.
Parties Who Receive Information from Us
We may disclose nonpublic personal information about you to the following types of third parties:
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Financial service providers, such as those that provide mortgage securities, credit card, and insurance services. |
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Non-financial companies, such as statement service providers, credit reporting agencies, and others permitted by law. |
Disclosure of Information to Parties that Provide Services
to Us
We may disclose all of the information we collect, as described above to the companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. We only work with companies who agree to maintain strong confidentiality protections and limit the use of information we provide. As a result of these arrangements, we may disclose all of the information we collect, as described above. We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize or protect the security of our financial records.
Disclosure of Information About Former Members
If you decide to terminate your membership with Resource Federal Credit Union or become an inactive member, we will not share information we have collected about you, except as may be permitted or required by law.
How We Protect Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.
What Members Can Do to Help
Resource Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
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Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit or credit card which can provide access to your accounts if your card is lost or stolen. |
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Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know. |
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Let us know if you have questions. Please do not hesitate to call us - we are here to serve you! |
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